Malpractice Liability Insurance Law for OTs in Pennsylvania

Attention new grads who are pursuing licensure in Pennsylvania: You must have malpractice insurance within 30 days of obtaining your license. If you do not provide verification of it within 30 days, your license will be revoked – not a good way to start your OT career! You have a couple of choices to make this happen. You could go ahead and get the license and then apply for jobs; if you don’t have a job secured within 30 days you can apply for malpractice insurance on your own. There are many companies that provide timely affordable malpractice insurance for practicing occupational therapists (HPSO and Marsh are two that I know of). Some companies give new grads one year free!!! If you get a job that covers you with malpractice insurance, you can cancel your personal policy and then get most of your money back. It will be easier to get a job with a license already in hand …… and if you have the license you want to follow the rules.